Public Entities

Partnering with MRM

The HDH Group is proud to partner with Municipal Risk Management as the exclusive broker for its Workers Compensation and Property & Liability Trust Programs, which are endorsed by the Pennsylvania Municipal Authorities Association (PMAA) and the Pennsylvania State Association of Township Supervisors (PSATS).

Since 1996 the MRM Workers Compensation Trust has returned over $48,000,000 in dividends.

The MRM Property & Liability Trust is recognized as the leading municipal insurance program in Pennsylvania, with over 185 Cities, Townships, Boroughs, and Authorities currently participating. In May 2005 this trust transitioned from a fully-reinsured trust to providing coverage via an excess reinsurance contract. The new structure allows the MRM Property & Liability Trust to build member equity and to return excess profits and investment income. In April of 2008, the Trustees of MRM Property & Liability Trust declared their first dividend in the amount of $1,040,678.

Whether you are a Pennsylvania insurance agent looking for coverage for a municipality client, or you are a municipality in search of a consultative agent to service your insurance needs, we would be happy to discuss our capabilities. For more information on how HDH can help, contact:

Western Pennsylvania:	Central & Eastern Pennsylvania:
Florian Rajakovich florian@hdhgroup.com Direct Phone: 412-992-2864	Rick Atkinson ratkinson@hdhgroup.com Direct Phone: 717-724-0701


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