Alternative Funding
Finance Your Healthcare
Our clients are looking for better ways to control their healthcare expenses. With healthcare costs rising at unaffordable rates and the coming changes and uncertainty of healthcare reform, employers understand that traditional approaches do not go far enough to protect their bottom-line. Fortunately companies of all sizes have alternatives. Alternative Funding strategies and products can help employers of all sizes better manage healthcare expenses and cash flow. Today, over 50% of mid-market employers are using alternative risk strategies to finance their healthcare.
HDH has proven experience helping our clients to finance their risk with alternative funding programs. We provide alternative risk programs such as captives, risk retention groups and qualified self-insurance plans that considerably lower clients’ cost of risk over time. With over 1100 clients in 50 different captives under management, we are one of the most experienced captive service providers in the industry and currently manage over $45 million in premiums across seven different domiciles, both on and offshore.
Our HCM Alternative Funding services begin with a feasibility study to determine whether an alternative funding strategy makes sense for your business. If it does, we will put together an alternative risk program that meets your specific needs. Data-driven guidance from our Healthcare Reform Modeling, Health Risk Management and Employee Benefit Consulting services enable us to structure and implement a comprehensive alternative funding program that will deliver cost savings and budgeting predictability.
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