C A P T I V E S

The HDH Group has a long history with the formation and management of captive insurance companies. We made our first captive investment in 1987 and since that time, we have grown to develop a full-service department with hundreds of clients. In addition to captives, we also set up and administer trusts, risk retention groups, and high retention programs that fit the needs of a variety of companies. The benefits of a captive can include:

Lower premiums Better control over claims & premiums Tax advantages Improved cash flow

A captive is not for everyone. Therefore, it is important to find a broker who works full time in this area to keep abreast of the ever changing domiciles, tax codes, accounting rules and insurance regulators. HDH offers a dedicated captive department staffed with professionals who specialize in this area on a full time basis. Our primary services include:

Guidance with overall captive structure-implementation Feasibility Studies & Business Plan Development Reinsurance Brokering Offshore Captive Administration & Financial Reporting Domicile Analysis and Negotiations Claims Management and Loss Reserve Analysis

If you are ready for an alternative to the traditional marketplace, a captive may be an excellent choice for you. An initial evaluation can be done at no charge and may be one of the better decisions you can make this year.