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| Discover the Benefits Risk Financing |
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| HDH has a long history with the formation and management of captive insurance companies, specialized insurance companies formed with the primary purpose of insuring or reinsuring the retained risk of its owners or participants. More simply, captive insurance is a risk financing mechanism used as an alternative to traditional insurance.
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| Since our first captive investment in 1987, we have grown to develop a full-service department with hundreds of clients. The benefits of a captive can include: |
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Lower premiums |
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Better control over claims & premiums |
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Tax advantages |
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Improved cash flow |
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“The HDH Group views our relationship as a partnership and has worked diligently with attorneys, actuaries, and the various state agencies to ensure success of our captive. The projected start-up costs that HDH gave us were accurate, and their service and commitment have exceeded our expectations.” |
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| A captive is not for everyone. Therefore, it is important to work with a trusted and experienced broker, like HDH. We work full-time in this area to keep current with the complex and ever-changing domiciles, tax codes, accounting rules, and insurance regulators. From Group Captives, to Single Parent Captives, to Rent-A-Captives, the alternative risk specialists at HDH can help you determine which, if any, is the right choice for your organization. |
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